If you find a Jeep® SUV you love here at Heritage Chrysler Dodge Jeep® RAM Harrisburg, you have an important decision to make. Should you lease or apply for Jeep financing? Both methods have their own pros and cons, and we can help you figure out which works best for you.
Cost
If you're worried about cost, you should know that leases are generally a bit less expensive. You put less money down and the monthly payments are smaller than loan payments would be for a comparable vehicle.
Sometimes you don't even have to put money down when you lease. This makes leasing a good way to get “more car” for your money.
However, it's also important to remember that once your car loan is paid off, the expense of keeping that Jeep vehicle you bought drops significantly.
You only have to worry about insurance, maintenance, and fuel costs at that point. If you plan to keep your car for a while, buying is a good option.
Ownership
When you buy a Jeep SUV, it's yours. You can add performance parts, sell it, or repaint it. When you lease a vehicle, you don't technically own it. You're supposed to turn it in at the end of your agreement.
This means that there are some limitations on your leased vehicle. Modifying it in any way is usually not allowed. There's also a limit on how many miles you can drive each year and, if you really like to go off-road, you might encounter hefty fees for extra wear and tear.
Flexibility
Leasing is a great option for anyone who likes flexibility. At the end of your lease term, you can turn in your car and lease a new one, or you can buy it outright. No need to worry about selling off a car or the hassles that come with it.
Whether you buy or lease, you're getting a great new Jeep vehicle out of the deal. So, visit our SUV dealers in Harrisburg and find a capable model you'll love today.
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