Many drivers are getting refunds this tax season, and you might want to apply that towards a Jeep® financing offer. Whether you’ve got some extra money to spare or need a financing offer quickly, our dealership can help you find what you need. Courtesy of Heritage Chrysler Dodge Jeep RAM Harrisburg, here are three tax time Jeep finance tips to consider.
Get Pre-Approved First
Pre-approval is a worthwhile option for any driver looking for financing, especially come tax time. When you apply for pre-approval, you’ll receive an actual offer for the model you want based on your financial situation. This allows you to budget out your auto finance costs, letting you properly apply your tax time refund towards the vehicle.
Make a Bigger Down Payment
The bigger the down payment you make on your vehicle, the less you’ll have to pay each month on your financing terms. That’s because your down payment pays off some of the principal immediately; as a result, you’ll pay less each month over the same term length. Thus, if you have some extra money around come tax time, it makes sense to apply some of that cash to your vehicle at signing.
Save Money for Other Expenses
If you have additional money lying around after your taxes are done, we recommend saving some of it for your other vehicle expenses. This includes gas, oil, and electric charging costs, as well as emergency services and maintenance. Your financing costs won’t be the only monthly expenses you’ll pay on the vehicle, so you want to be prepared.
Explore Jeep® Finance Options in Harrisburg, PA
Our dealership is ready to help you find the right Jeep finance options this tax season. Contact Heritage Chrysler Dodge Jeep RAM Harrisburg today to get pre-approved for financing and leasing.